Me. You. Us. Together, We achieve Success.
"My goal is to better your business, advance your project, collaborate in your success." Joe Carvalho, B.Sc. MBA, ChFC®.
“I have had the opportunity to work with Joe on numerous occasions and have always been impressed with his professionalism, expert advice and dedication to finding the right solution for his clients. His integrity and reliability are refreshing traits in today's business environment. I highly recommend Joe as a trusted advisor on all things business related." Marc Hatcher, Owner - Hatcher & Associates Insurance, Inc.” Top qualities: Personable, Expert, High Integrity.
“Joe has an unwavering commitment and focus to the tasks at hand. His attention to detail and pursuit of providing superior customer service are impressive. Joe is a team player that would and has made great sacrifices for the good of the company.” Steven Singer, former President & CEO, Newtek Financial Information Systems.
The Same. But Even Better.
“It has been my pleasure to know and collaborate with Joe on numerous Newtek projects. He was at the helm of a rapidly growing department, and seamlessly championed strategic organizational objectives. I have always been very impressed with Joe's level of commitment, his attention to detail and his professionalism. Joe is a proven leader as well as a team player, and I always knew I could reach out to him and get back a response on a timely basis. He never loses sight of his objective and is articulate and thorough in everything he does. He has a stellar reputation when it comes to mentoring and training his staff, and they always knew they could approach him regardless of how busy he was. For that, and many other reasons, Joe was always highly regarded and respected by his team. It has been my pleasure to work with Joe, and I highly recommend him.” Ellen Merryman, former Human Resources Manager & Benefits Manager (& Facilities/Office Manager), Newtek Business Services.
“I know of no one I would give higher marks to than Joe as to his passion and tireless work on behalf of his clients in all matters pertaining to insurance; he also has a proven record of helping small business owners to improve their profit margins. He does not quit until he finds the right solutions and meets the challenges head-on. Don't just take my word for it - find out for yourself!” Ken Gamelin, Owner, Gamelin Insurance Services, PLLC.
“...Best manager of people” & “hardest working executive;" one of the company’s “chief builders” and “fireman—always first to deal with a crisis” delivering “exceptional hard work, loyalty and attitude”. Barry Sloane, Founder & CEO Newtek Business Services, Inc. (NASDAQ: NEWT).
“I've had the pleasure to work with and for Joe several times a few years ago. He is a decisive leader who people admire and enjoy working for. He has an excellent reputation in the industry as a highly skilled financial expert, manager and tremendous leader.” Brijesh Patel, former IT Manager, NicheDirectories, LLC.
The work of many. The reward of All.